Take the product role
Six years of wanting to build products, a company you admire, and your wife's word that the flat can wait a year make this the window you have been waiting for.
If you do this: Your income drops by ₹8 lakh a year and the flat likely moves back a year; the stock could be worth a lot or nothing.
Cost: ₹8 lakh a year, a delayed flat, and the March promotion.
You: Before Friday, ask the company in writing for the stock terms and any review point on salary.
The exact first sentence“Before I accept, could you share the stock terms and when salary would next be reviewed?”