“I am 31, a senior analyst at a bank on ₹24 lakh a year. A small company I admire has offered me a product role at ₹16 lakh, with stock that could be worth a lot or nothing. I have wanted to build products for six years. My wife and I planned to buy a flat next year on my salary. In March I am up for promotion to ₹30 lakh, in work I find dull. The offer expires Friday. Do I take the pay cut?”
Sarathi, the voice that reads your dilemma, asked one thing first: Does your wife support taking the role, or does she want you to wait for the promotion? You: My wife says the flat can wait a year, but not three, and that the call is mine.
The callWith your wife saying the flat can wait a year, the role you have wanted for six years looks worth taking before the offer expires Friday.
You: Before Friday, ask the company in writing for the stock terms and any review point on salary.
The exact first sentence to say“Before I accept, could you share the stock terms and when salary would next be reviewed?”