Launch Monday with pending screen
The one-day change removes the false complete status, so no customer is misled, and the launch still lands this month as the investor condition requires.
If you do this: Customers see pending until money arrives; a few may ask why. The instalment condition is likely met, and the full fix continues over three weeks.
Cost: A day of engineering before Monday and some visible imperfection at launch.
You: Agree with your co-founder to ship the pending screen and a short refund-timing notice before Monday.
The exact first sentence“Let's put pending on the refund screen before Monday and launch on time.”